Well, tommorrow will certainly be interesting. At one, I am scheduled for dental work. yuck, yuck and double yuck. I could use more sophisticated language to describe how I feel about that, but I think the point is made. Although later in the day I will have an opportunity to look at a house. One that is in a very nice location, close to the school and not too big. The creative thinking will have to come in to play, if I need a down payment, if I can qualify for zero down that is one thing, but coming up with 5% is another.